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Malta Citizenship by Investment (CBI) Program 2025
Malta Passport by Investment Program 2025
A Complete Guide
Minimum: EUR 690,000 +
Processing Time: 16 - 40 months
Return to Citizenship by Investment (Golden Passport) Countries 2025
Introduction
Malta, a stunning Mediterranean archipelago, offers a unique pathway for individuals and families to obtain European Union (EU) citizenship through its Malta Citizenship by Investment (CBI) program. Officially recognized as the Malta Citizenship by Naturalisation for Exceptional Services by Direct Investment, this program allows high-net-worth individuals to secure a Malta Passport by Investment through financial contributions and property investment.
By fulfilling the necessary Malta Economic Citizenship requirements, applicants gain Malta Second Citizenship, unlocking the extensive benefits of EU membership. Often referred to as the Malta Golden Passport, this program provides seamless global mobility and economic opportunities. With a robust economy, attractive tax incentives, and an ideal geographic location, Malta continues to attract global investors.
Country Profile
Strategically located in the heart of the Mediterranean, Malta is an EU member state known for its political stability, strong economy, and high quality of life.
Malta's strategic position makes it a highly desirable destination for investors seeking Malta Second Passport opportunities. A booming real estate sector and a business-friendly environment further solidify its status as a prime choice for global investors.
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Official Name: Republic of Malta
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Capital: Valletta
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Population: Approximately 525,000 (as of recent estimates)
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Area: 316 square kilometres (122 sq. mi)
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Location: An archipelago in the central Mediterranean Sea, south of Italy and north of Libya.
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Currency: Euro (EUR)
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Official Languages: Maltese, English
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Spoken Languages: Maltese (predominantly), English, Italian
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Time Zone: Central European Time (CET), UTC +1; Daylight Saving Time: UTC +2
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Driving Side: Left
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Climate: Mediterranean climate with mild, rainy winters and hot, dry summers. Average temperatures range from 57°F (14°C) in January to 86°F (30°C) in August.
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Government: Parliamentary republic
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Major Industries: Tourism, financial services, manufacturing, shipbuilding
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Main Exports: Machinery and mechanical appliances, pharmaceuticals, electronic components
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Famous For: Historic sites like Valletta (UNESCO World Heritage Site), Megalithic Temples, Azure Window (collapsed in 2017)
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Motto: "Repubblika ta' Malta" ("Republic of Malta")
Financial Requirements
To qualify for Malta Citizenship by Investment (CBI), applicants must fulfil the following financial commitments:
1. Malta Donation (Contribution to the National Development and Social Fund - NDSF):
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€600,000: Residency period of 36 months, or;
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€750,000: Residency period of 12 months
2. Malta Real Estate Investment:
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Purchase: Minimum value of €700,000, maintained for at least five years, or;
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Malta Real Estate Lease/Rental: Minimum annual lease of €16,000 for at least five years
3. Philanthropic Donation:
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A minimum Malta Donation of €10,000 to a registered Maltese NGO
These financial commitments ensure that applicants contribute significantly to Malta Economic Citizenship, while also stimulating Malta Property Investment. The Maltese government enforces strict regulations to ensure investments benefit the local economy.
General Requirements
In addition to financial commitments, applicants must meet the following eligibility criteria:
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Minimum Age: 18 years
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Health Requirement: Good health with no contagious diseases
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Clean Criminal Record: Strict due diligence checks
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Residency Requirement: Genuine links to Malta during the residency period
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Source of Funds: Proof of legitimate financial resources
Malta implements a rigorous four-tier due diligence process to ensure that only reputable individuals receive a Malta Passport by Investment. These checks include verification by Maltese authorities and international agencies, ensuring full compliance with EU regulations.
Family Inclusion
The Malta Golden Passport program allows applicants to include family members, extending the benefits of Malta Second Citizenship to:
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Spouse or Partner: Legally recognized partners
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Children: Unmarried dependents under 29 years
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Parents and Grandparents: Aged 55 and above, financially dependent on the main applicant
This inclusive approach ensures families can secure a Malta Second Passport together. A Malta Passport Visa-Free status offers significant advantages for families looking to expand personal and professional opportunities worldwide.
Benefits
The Malta Citizenship by Naturalisation for Exceptional Services by Direct Investment program offers a wealth of advantages, including:
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Malta Passport Visa-Free access to over 180 countries, including the USA, Canada, and the Schengen Zone
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EU Citizenship: The right to live, work, and study in any EU member state
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Business Expansion: The ability to establish a business with unrestricted access to the European market
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Political Stability: Secure citizenship in a well-governed and economically stable country
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High Quality of Life: Access to top-tier healthcare, education, and modern infrastructure
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Malta Dual Citizenship: Malta allows dual citizenship, enabling investors to retain their original nationality
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Malta Tax Advantages: No inheritance, estate, or wealth taxes, and attractive tax rates
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Education & Healthcare: Access to world-class educational institutions and a robust healthcare system
With a Malta Passport by Investment, investors benefit from unparalleled global mobility and financial security. Whether for business expansion, lifestyle improvements, or investment purposes, Malta Economic Citizenship offers a unique and lasting advantage.
Process & Procedures
The process of obtaining Malta Citizenship by Investment (CBI) involves several key steps:
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Initial Consultation: Engage with a licensed agent to assess eligibility and prepare documents.
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Residency Application: Establish legal residency in Malta.
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Due Diligence Checks: Undergo a four-tier background screening to verify financial history and personal background.
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Investment Fulfilment: Complete the necessary Malta Property Investment or Malta Real Estate Lease/Rental, and financial contributions.
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Government Approval & Oath of Allegiance: Receive the Certificate of Naturalization and a Malta Passport by Investment.
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Issuance of Citizenship: After approval, applicants receive full citizenship rights and benefits.
The entire process takes a minimum of 12 months, depending on the chosen residency duration. The Maltese government ensures a structured and transparent process, giving investors confidence in securing Malta Second Citizenship.
Conclusion
The Malta Citizenship by Naturalisation for Exceptional Services by Direct Investment program provides an exclusive pathway to securing Malta Second Citizenship. With a robust economy, EU membership, and extensive Malta Passport Visa-Free benefits, Malta remains a premier choice for investors worldwide.
By strategically investing in Malta Property Investment or choosing Malta Real Estate Lease/Rental, applicants gain access to the lucrative benefits of Malta Economic Citizenship and Malta Dual Citizenship. This program not only ensures personal and financial security but also opens doors to a prosperous future within the European Union.
For personalized assistance in obtaining a Malta Golden Passport, consult an authorized legal advisor today and begin your journey toward a secure, globally connected future.
FAQs
The Malta Citizenship by Investment (CBI) program, officially known as Malta Citizenship by Naturalisation for Exceptional Services by Direct Investment, offers high-net-worth individuals and families the opportunity to obtain Maltese citizenship through substantial investments. This Malta Golden Passport scheme provides access to Malta Economic Citizenship, enabling individuals to enjoy Malta Dual Citizenship, visa-free travel, and various tax advantages.
1. What is the Malta Citizenship by Investment (CBI) Program?
The Malta Citizenship by Investment (CBI) program, also referred to as the Malta Passport by Investment scheme, is a government initiative allowing individuals to obtain Maltese citizenship through economic contributions. Successful applicants receive a Malta Second Passport, granting them EU citizenship, visa-free access to over 180 countries, and various tax and business benefits.
2. What are the investment requirements for Malta Citizenship by Investment (CBI)?
To qualify for Malta Economic Citizenship, applicants must make the following investments:
a) Malta Donation:
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Contribute €600,000 (36-month residency) or €750,000 (12-month residency) to the National Development and Social Fund.
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An additional €50,000 per dependent.
b) Malta Real Estate Investment:
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Purchase a property worth at least €700,000 and hold it for a minimum of five years.
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Alternatively, applicants can opt for Malta Property Lease/Rental, renting a property for at least €16,000 per year for five years.
c) Philanthropic Donation:
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Donate €10,000 to a registered Maltese charity or NGO.
3. How long does it take to obtain a Malta Passport by Investment?
The processing time depends on the chosen donation route:
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12-month route: Requires a higher donation (€750,000).
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36-month route: Requires a lower donation (€600,000).
The full process, including due diligence, typically takes between 12 to 36 months.
4. What are the benefits of obtaining Malta Economic Citizenship?
Obtaining Maltese citizenship through investment provides numerous advantages:
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Malta Passport Visa-Free Travel: Enjoy visa-free or visa-on-arrival access to over 180 countries, including the Schengen Area, the UK, and Canada.
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Malta Second Citizenship: As a Maltese citizen, you gain the right to live, work, and study in any EU member state.
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Malta Dual Citizenship: Malta allows dual citizenship, meaning you can retain your original nationality.
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Malta Tax Benefits: Malta has an attractive tax system with no inheritance tax, no wealth tax, and favourable tax schemes for non-domiciled residents.
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Strong Economy and Stability: Malta offers a high quality of life, excellent healthcare, and world-class education.
5. What is the Malta Real Estate Investment requirement?
Applicants can either:
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Purchase Malta Property Investment: A minimum investment of €700,000, held for five years.
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Opt for Malta Real Estate Lease/Rental: A minimum annual rent of €16,000, maintained for five years.
6. Does Malta allow dual citizenship?
Yes, Malta Dual Citizenship is permitted, meaning successful applicants can hold both Maltese citizenship and their original nationality.
7. What are the residency requirements for Malta Citizenship by Investment (CBI)?
Applicants must reside in Malta for at least:
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12 months (for a €750,000 donation), or;
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36 months (for a €600,000 donation).
8. Can I include my family in my Malta Citizenship by Investment (CBI) application?
Yes, you can include:
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Your spouse or partner.
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Dependent children up to 29 years old.
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Dependent parents and grandparents aged 55 and above.
An additional €50,000 investment per family member is required.
9. What is the due diligence process for Malta Citizenship by Investment (CBI)?
The Maltese government conducts a strict four-tier due diligence process to ensure applicants have a clean criminal record and legitimate sources of wealth.
10. Do I need to know Maltese or English to apply?
No language requirements exist for the Malta Passport by Investment program. English is widely spoken in Malta.
11. What happens if my application is denied?
If an application is rejected, most Malta Citizenship by Investment (CBI) contributions are non-refundable. Working with an authorized agent ensures compliance with all legal and financial requirements.
12. Is there a limit on the number of people granted Malta Economic Citizenship?
Yes, the program is limited to 400 applicants per year and a total of 1,500 successful applicants.
13. Can I sell my Malta Property Investment after receiving citizenship?
You must retain ownership or rental of the property for at least five years. After that, you are free to sell or change rental agreements.
14. Is physical presence required after obtaining a Malta Passport by Investment?
No, there is no mandatory residency requirement after citizenship is granted. However, maintaining strong ties to Malta is encouraged.
15. What are the Malta tax implications for new citizens?
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Malta does not tax foreign-sourced income unless it is remitted to Malta.
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No wealth, inheritance, or capital gains tax on foreign assets.
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Residents can benefit from favourable personal and corporate tax schemes.
Conclusion: Is Malta Citizenship by Investment (CBI) the right choice?
For high-net-worth individuals seeking EU citizenship, a Malta Passport by Investment offers a secure and prestigious second citizenship with significant benefits. Whether you choose Malta Real Estate Investment or Malta Property Lease/Rental, coupled with a Malta Donation, the program provides a flexible and attractive pathway to European citizenship.
For more details on the Malta Citizenship by Naturalisation for Exceptional Services by Direct Investment program, consult an authorized agent or legal expert to guide you through the process.